Banking software development that passes the regulator and pleases the customer. We build core banking software, digital banking platforms, mobile banking apps, and neobank launches for banks and fintechs that need a modern, compliant system without ripping out what works.
Book a banking consult
85%
Long-term Partnerships
75%
Mid-to-Senior Engineers
5+
Avg. Years of Engineer Experience
98%
Would Recommend Us
You are probably here because one of these is true.
What we build for banks and neobanks.
We cover the whole bank - the ledger, the digital channels, the mobile app, or the full neobank launch - each one designed with compliance built in from the start.
The ledger, accounts, and engine your bank runs on.
Accounts and ledgersProduct and rate engineTransaction processingAudit and reconciliation
Core banking software with accounts, ledgers, and a product and rate engine - including loan and deposit products - built for audit and scale, the foundation everything else sits on.
Web and API channels on top of your core.
Online banking portalOpen banking APIsPayments and transfersStatements and notifications
Digital channels that expose your core through secure web portals and APIs, with the payments, transfers, and statements customers expect from a modern bank.
Native mobile banking customers actually use.
iOS and Android appsBiometric and 2FA loginCard controlsIn-app onboarding
Native iOS and Android apps with biometric login, instant transfers, and card controls - the mobile layer that makes your digital banking feel effortless.
A full digital bank, launched end to end.
KYC and onboardingCard issuing integrationCompliance and AMLLaunch-ready platform
A neobank build that assembles the core ledger, onboarding, KYC, and a mobile app into a launch-ready digital bank - the fastest route from licence to live.
FinTech & Banking, our team for core banking software, payments, lending, insurance, and forex.
Built for every vertical.
Why banks pick us for this.
Our team has shipped core banking platforms and neobank launches before, so what we design is buildable, not just tidy on a slide.
KYC, AML, and audit trails are designed into the core and the app from the first sprint, not patched in before launch.
You work with senior banking engineers, not a junior team learning digital banking on your budget.
We wrap and migrate the legacy core so your roadmap moves without a risky big-bang rewrite.
Our achievements display our capabilities
Selected work real outcomes.
A few of the products and platforms we have shipped across fintech, healthcare, logistics, hospitality, and SaaS.
View All Case StudiesSenior banking engineers from day one, pairing you with people who have shipped core banking platforms and neobank launches before - not an account manager relaying notes.
Start a banking build{ 01 }· Week 1
We learn your products, money flows, and the regulations that bind them, so the core architecture and compliance scope are written down before any app work starts.
{ 02 }· Week 2 to 3
We design the ledger, KYC, and API model your digital channels need, with security and audit trails built in from the start.
{ 03 }· Build
We build the core, the digital channels, and the mobile app in tested increments, hardened for the load and audit a bank demands.
{ 04 }· Launch and run
We ship your neobank build to production and stay on for monitoring, compliance updates, and the next release on your roadmap.
Trusted voices. Real outcomes.
“We truly appreciated their dedication, technical expertise, and problem-solving approach.”
Young Onion
Department Head
“I was blown away by the knowledge the team had about creatives, e-commerce, website design, and optimization.”
Decathlon Sports India
Image Leader
“They have a good team of designers and project managers who help us with the designs using HTML, Angular, and React.”
Instarama
COO
“Their creativity stands out. A collaborative team that delivered high-quality solutions working closely with us.”
CodeGama LLP
Business Developer
“The product has become more intuitive and user-friendly. Load times dropped significantly after their work.”
Qoruz
Co-Founder
“Their commitment to timely delivery was impressive.”
CurleyStreet Media
Business Development Rep
“We truly appreciated their dedication, technical expertise, and problem-solving approach.”
Young Onion
Department Head
“I was blown away by the knowledge the team had about creatives, e-commerce, website design, and optimization.”
Decathlon Sports India
Image Leader
“They have a good team of designers and project managers who help us with the designs using HTML, Angular, and React.”
Instarama
COO
“Their creativity stands out. A collaborative team that delivered high-quality solutions working closely with us.”
CodeGama LLP
Business Developer
“The product has become more intuitive and user-friendly. Load times dropped significantly after their work.”
Qoruz
Co-Founder
“Their commitment to timely delivery was impressive.”
CurleyStreet Media
Business Development Rep
“Simply put, the quality of their code is excellent. They integrated third-party software and ensured GDPR compliance.”
VIA IOM
Director
“What impressed us most was how well they understood our brand and translated it into clean, thoughtful designs.”
GD Farm Fresh
Director
“Their team was patient, courteous, responsive, and technically proficient throughout the entire project.”
Studio by Nandita Manwani
Partner
“Zethic Technologies generally delivers on time and in line with our requirements – deployed in 30+ countries.”
SABA Hospitality
Executive Director
“Zethic built the features specifically to match our internal workflow and business needs. Professional and on time.”
Coral Publishers
Executive
“Zethic Technologies is a true partner.”
Geordana
CEO
“Simply put, the quality of their code is excellent. They integrated third-party software and ensured GDPR compliance.”
VIA IOM
Director
“What impressed us most was how well they understood our brand and translated it into clean, thoughtful designs.”
GD Farm Fresh
Director
“Their team was patient, courteous, responsive, and technically proficient throughout the entire project.”
Studio by Nandita Manwani
Partner
“Zethic Technologies generally delivers on time and in line with our requirements – deployed in 30+ countries.”
SABA Hospitality
Executive Director
“Zethic built the features specifically to match our internal workflow and business needs. Professional and on time.”
Coral Publishers
Executive
“Zethic Technologies is a true partner.”
Geordana
CEO
Ways to work with us.
The same senior team and the same way of working, shaped to how much you already have in-house. Most clients start with one and move between them as they grow.
A scoped piece of work with a clear deliverable, timeline, and price. Best when the definition of done is clear.
A senior pod embedded in your tools and rituals, shipping every sprint. Best when you want capacity without a long hiring cycle.
Questions, answered.
Banking software development is the design and build of the systems a bank runs on - the core ledger, digital channels, mobile app, and a full neobank launch where needed. We cover the accounts, payments, and onboarding, with KYC, AML, and audit controls designed in from the start.
For a neobank launch, we assemble the core ledger, KYC and onboarding, card issuing integration, AML, and a mobile app into a launch-ready digital bank - a compliant platform without stitching together a dozen vendors.
Yes. Much of our work is modernisation - wrapping the legacy core in modern APIs, migrating data in stages, and building new digital channels and a mobile app on top, so the bank progresses without a risky big-bang rewrite.
Cost is scoped after a short discovery that maps your products and the regulations that bind them. A focused mobile app build costs less than a full core platform or neobank launch. We agree the cost and timeline before any code is written.
Yes. Security and compliance are the spine of everything we build. We design biometric login, encryption, KYC, AML, and audit trails into the app and the core, and we run security testing before any digital channel ships.
Tell us what you are building and where you are stuck. A senior banking engineer replies within one working day, no sales script.
Tell us the build
Share your banking product, money flows, and compliance scope. We sign an NDA so it stays between us.
Talk it through
A senior engineer digs into the core banking software, the regulations, and what success looks like for you.
Get a clear plan
A scoped banking roadmap with an honest cost band and a compliance-aware delivery plan.
Tell us what you are building and where you are stuck. A senior banking engineer replies within one working day, no sales script.
