Insurance software development that runs the policy from quote to claim. We build the policy core, the claims layer, and the underwriting engine for insurers, brokers, and MGAs that need to underwrite faster and settle claims cleaner.
Book an insurance consult
85%
Long-term Partnerships
75%
Mid-to-Senior Engineers
5+
Avg. Years of Engineer Experience
98%
Would Recommend Us
You are probably here because one of these is true.
What we build across the policy lifecycle.
We cover the full policy lifecycle - the policy core, the claims layer, the underwriting engine, or the full platform - each one built with the audit and compliance insurers need.
Quote, bind, and administer every policy.
Quote and bindEndorsements and renewalsProduct configurationDocument generation
Quoting, binding, endorsements, and renewals in one system, the policy administration core everything else sits on.
Take a claim from notice to settlement.
First notice of lossAutomated assessmentStraight-through settlementFraud detection flags
First notice of loss, assessment, and settlement with automation and straight-through processing built in, the layer that cuts cycle time across the whole platform.
Price and decide risk automatically.
Rules-based pricingRisk scoringThird-party data feedsReferral workflows
Configurable rules, risk scoring, and data feeds that price risk automatically, the decisioning brain that makes the whole platform quote in seconds.
Collect premium and serve customers online.
Premium billingPayment collectionPolicyholder portalBroker portal
Premium billing, payments, and self-service portals for policyholders and brokers, the customer-facing layer that makes the whole platform feel modern.
our financial software development services practice, covering core banking software, payments, lending, insurance, and forex.
Built for every vertical.
Why insurers pick us for this.
Our team has shipped policy cores and claims layers in production before, so the build is buildable, not just tidy on a slide.
Audit trails, data residency, and regulatory reporting are designed into the platform with the same rigor our cyber security services apply across every engagement, from the first sprint, not patched in before launch.
You work with senior insurtech engineers, not a junior team learning policy administration on your budget.
Our claims layer uses straight-through processing to cut cycle time, so the build pays out faster and keeps customers.
Our achievements display our capabilities
Selected work real outcomes.
A few of the products and platforms we have shipped across fintech, healthcare, logistics, hospitality, and SaaS.
View All Case StudiesSenior insurtech engineers from day one, pairing you with people who have shipped policy cores and claims layers in production before, not an account manager relaying notes.
Start an insurance build{ 01 }· Week 1
We learn your lines, underwriting rules, and the regulations that bind them, so the policy core architecture and compliance scope are written down before any build.
{ 02 }· Week 2 to 3
We design the policy model, claims flow, and data feeds the build needs, often drawing on open banking style data sharing for underwriting signals, with audit trails built in from the start.
{ 03 }· Build
We build the policy core, claims layer, and billing in tested increments, hardened for the audit an insurer demands.
{ 04 }· Launch and run
We ship the platform to production and stay on for monitoring, compliance updates, and the next release on your roadmap.
Trusted voices. Real outcomes.
“We truly appreciated their dedication, technical expertise, and problem-solving approach.”
Young Onion
Department Head
“I was blown away by the knowledge the team had about creatives, e-commerce, website design, and optimization.”
Decathlon Sports India
Image Leader
“They have a good team of designers and project managers who help us with the designs using HTML, Angular, and React.”
Instarama
COO
“Their creativity stands out. A collaborative team that delivered high-quality solutions working closely with us.”
CodeGama LLP
Business Developer
“The product has become more intuitive and user-friendly. Load times dropped significantly after their work.”
Qoruz
Co-Founder
“Their commitment to timely delivery was impressive.”
CurleyStreet Media
Business Development Rep
“We truly appreciated their dedication, technical expertise, and problem-solving approach.”
Young Onion
Department Head
“I was blown away by the knowledge the team had about creatives, e-commerce, website design, and optimization.”
Decathlon Sports India
Image Leader
“They have a good team of designers and project managers who help us with the designs using HTML, Angular, and React.”
Instarama
COO
“Their creativity stands out. A collaborative team that delivered high-quality solutions working closely with us.”
CodeGama LLP
Business Developer
“The product has become more intuitive and user-friendly. Load times dropped significantly after their work.”
Qoruz
Co-Founder
“Their commitment to timely delivery was impressive.”
CurleyStreet Media
Business Development Rep
“Simply put, the quality of their code is excellent. They integrated third-party software and ensured GDPR compliance.”
VIA IOM
Director
“What impressed us most was how well they understood our brand and translated it into clean, thoughtful designs.”
GD Farm Fresh
Director
“Their team was patient, courteous, responsive, and technically proficient throughout the entire project.”
Studio by Nandita Manwani
Partner
“Zethic Technologies generally delivers on time and in line with our requirements – deployed in 30+ countries.”
SABA Hospitality
Executive Director
“Zethic built the features specifically to match our internal workflow and business needs. Professional and on time.”
Coral Publishers
Executive
“Zethic Technologies is a true partner.”
Geordana
CEO
“Simply put, the quality of their code is excellent. They integrated third-party software and ensured GDPR compliance.”
VIA IOM
Director
“What impressed us most was how well they understood our brand and translated it into clean, thoughtful designs.”
GD Farm Fresh
Director
“Their team was patient, courteous, responsive, and technically proficient throughout the entire project.”
Studio by Nandita Manwani
Partner
“Zethic Technologies generally delivers on time and in line with our requirements – deployed in 30+ countries.”
SABA Hospitality
Executive Director
“Zethic built the features specifically to match our internal workflow and business needs. Professional and on time.”
Coral Publishers
Executive
“Zethic Technologies is a true partner.”
Geordana
CEO
Ways to work with us.
The same senior team and the same way of working, shaped to how much you already have in-house. Most clients start with one and move between them as they grow.
A scoped piece of work with a clear deliverable, timeline, and price. Best when the definition of done is clear.
A senior pod embedded in your tools and rituals, shipping every sprint. Best when you want capacity without a long hiring cycle.
Questions, answered.
Insurance software development is the design and build of the systems an insurer runs on, the policy core, the claims layer, underwriting, and billing. We cover the full policy lifecycle from quote and bind to claims and renewal, with audit and compliance designed in from the start.
For a new insurer we assemble the policy core, an underwriting engine, the claims layer, billing, and customer portals into a launch-ready platform, a compliant system without stitching together a dozen vendors.
Yes. Much of our work is replacement and modernisation, migrating your book from a legacy policy core, rebuilding the claims layer, and adding portals, in stages so the business keeps running through the cutover.
Cost is scoped after a short discovery that maps your lines and underwriting rules. A focused claims build costs less than a full policy core with billing and portals. We agree the cost and timeline before any code is written.
Yes. Security and compliance are the spine of everything we build. We design encryption, audit trails, data residency, and regulatory reporting into the platform and the policy core, and we run security testing before anything ships.
Tell us what you are building and where you are stuck. A senior insurtech engineer replies within one working day, no sales script. This build sits within Zethic's broader AI and digital solutions practice.
Tell us the build
Share your lines, underwriting rules, and compliance scope. We sign an NDA so it stays between us.
Talk it through
A senior engineer digs into the policy management system, the claims flow, and what success looks like for you.
Get a clear plan
A scoped insurance software development roadmap, an honest cost band, and a compliance-aware delivery plan.
Tell us what you are building and where you are stuck. A senior insurtech engineer replies within one working day, no sales script. This build sits within Zethic's broader AI and digital solutions practice.
